Are You New to Medicare?
Relax. We know you’re being swamped with information regarding Medicare Supplement Insurance plans, especially if you’re turning 65 when many people sign up for Parts A and B. We specialize in helping you understand:
- How Medicare works.
- What Medicare covers and does not cover.
- The wide range of plans and pricing available as options for your coverage.
- Which plan may be best for you.
Then, we shop the many top companies we represent to find you the best rate.
Why do we represent many of the top companies? Because…
“No One Company has All the Plans and the Best Rates in Every Area.”
New To Medicare?—Know Your Rights, Options and Entitlements!
According to Medicare.gov, the best time to buy a Medigap (Medicare Supplement insurance) policy is during your 6-month Medigap open enrollment period, because you can buy any Medigap policy sold in your state, even if you have health problems. This period automatically starts the month you're 65 and enrolled in Medicare Part B (Medical Insurance). After this enrollment period, you may not be able to buy a Medigap policy. If you're able to buy one, it may cost more. Note: there are exceptions.
There are a lot of rules to follow carefully to be sure you’re making the best decisions. As with many of the details surrounding Medicare, you can read the many, many pages on www.Medicare.gov or turn to the Medicare & You book.
Or you can give us a call. You’ll talk with a Medicare Supplement professional who can provide you with expert guidance that relates to Your situation, and explain your rights and options.
Like important dates, to be sure you:
- Retain your option to buy any Medigap (Medicare Supplement Insurance) policy the company sells, even if you have health problems, for the same price as people with good health—sometimes referred to as guaranteed acceptance.
- Get signed up for your Part B coverage on time so you don’t have any penalties -- or understand the exceptions.
- Don’t incur penalties for not signing up for Part D on time -- or understand the exceptions.