How Do I Select a Medicare Supplement Plan?
Medicare supplement insurance plans (also known as Medigap plans) are designed to pay for many of the health care costs that Traditional Medicare doesn’t cover. In most states, there are 10 standardized Medicare supplement plans to choose from, each offering a different set of benefits.
So how do you know which plan to choose?
Our non-commissioned Medicare supplement experts can explain each plan and help you find the one that best fits your needs. We can even provide you with a side-by-side comparison of rates and plans prepared specifically for you. No need to worry, you can be assured that your personal and private health information will be kept confidential. Call toll-free to speak live with a Medicare supplement expert today, 1-877-257-2663.
Call Toll-Free 1-877-257-2663
Medicare Supplement at a Glance
In most states, Medicare supplement companies choose which plan(s) to offer from the 10 plans described below – and many offer only a few options. But, because Americare has relationships with a variety of Medicare supplement companies, we are able to offer you access to almost any plan you choose, at a great price.
| A | B | C | D | F* | G | K | L | M | N |
| |  | | | | | | | | | |
| | | | | | | | 50% | 75% | | *** |
| | | | | | | | 50% | 75% | | |
| | | | | | | | 50% | 75% | | |
| | | | | | | | 50% | 75% | | |
| | | | | | | | 50% | 75% | | |
| | | | | | | | | | | |
| | | | | | | | | | | |
| | | | | | | | | | | |
| Out-of-Pocket Limit | | | | | | | $4,660** | $2,330** | | |
* Plan F also has an option called a High-deductible Plan F. This high-deductible plan pays the same benefits as Plan F after you have paid a calendar year $2,070 deductible. Benefits from High-deductible Plan F will not begin until out-of-pocket expenses exceed $2,070. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan’s separate foreign travel emergency deductible.
** Once your out-of-pocket limit is reached, these plans pay 100% for covered benefits. The out-of-pocket annual limit will increase each year for inflation.
*** You pay $20 per office visit and up to $50 per emergency room visit. The co-payment of up to $50 is waived if the insured is admitted to any hospital and the emergency visit is covered as a Medicare Part A expense.
Some states, like Wisconsin and Minnesota have plan options that are structured differently, but still offer similar benefit options.
Call to learn more.
Call Toll-Free 1-877-257-2663